Instagram Reel
Mortgage Minute Update
Latest mortgage market update and quick tips for Ontario buyers and homeowners.
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Video Tips
Mortgage Minute with Alex Monaco
Quick, honest mortgage tips straight from TikTok and Instagram. Watch, save, and share advice on buying, renewing, and refinancing in Ontario.
Latest Videos
(9 tips)Instagram Reel
Mortgage Minute Update
Quick mortgage insight from the latest Instagram Reel by Alex Monaco.
mortgage tipsInstagram ReelOntario mortgageAlex Monaco
Instagram Reel
Mortgage Minute Update
Short mortgage tip and market update from Alex Monaco's latest Reel.
mortgage tipsInstagram ReelOntario mortgageAlex Monaco
TikTok
Why Your Debt-to-Income Ratio Matters More Than You Think
An explainer on GDS and TDS ratios, how lenders calculate them, and simple ways to improve your buying power.
debt-to-incomeGDSTDSmortgage qualificationbuying power
TikTok
Co-Signing a Mortgage — Risks You Need to Know
What co-signers are really agreeing to, how it affects credit and borrowing capacity, and alternatives to consider.
co-signingguarantormortgage risksfamily mortgagecredit impact
Instagram Reel
What You Need to Know Before Buying
A quick walkthrough of the key steps every Ontario buyer should know before starting their home search, from pre-approvals to closing costs.
home buyingpre-approvalclosing costsfirst-time buyerOntario mortgage
Instagram Reel
Mortgage Renewal Tips — Don't Just Sign the Letter
Why auto-renewing with your bank can cost you thousands, and how shopping around with a broker can save money on your next term.
mortgage renewalsave moneyrenewal tipsshopping ratesOntario mortgage
TikTok
Private Mortgages Explained — When They Make Sense
How private mortgages work as a short-term solution for self-employed buyers, credit challenges, or fast financing needs.
private mortgagealternative lendingbad creditself-employedbridge financing
Instagram Reel
Down Payment Gifts — What the Lender Needs to Know
How gifted down payments work in Ontario, including the gift letter and proof of transfer lenders require.
down paymentgift letterfirst-time buyerfamily helpmortgage approval
About Mortgage Minute
Mortgage Minute is a video series by Alex Monaco, a licensed mortgage broker in Ontario (License M15002102) at Rock Capital Mortgage (Brokerage #10556). Each episode covers a common mortgage question in under two minutes — from down payment requirements and the stress test to closing costs and self-employed financing.
Alex posts new tips regularly on TikTok (@mortgagewithapro) and Instagram (@mortgagewithapro). Follow along for quick, practical advice you can watch and share anytime.
Serving Orangeville, Brampton, Mississauga, Toronto, and all of Ontario. Whether you're a first-time buyer, refinancing, or self-employed, Alex simplifies the mortgage process so you can make confident decisions.
Get In Touch
Let's Look at Your Numbers Together
A quick conversation is all it takes. Book a time that works for you and I'll walk you through what's realistic, what's not, and what could actually change your monthly picture.
No pressure, no obligation — just an honest look at what's possible.
Call or text
416.894.9626
Office
75 First Street, Unit #7, Orangeville